We don’t just talk credit—we provide education, personalized strategies & real client results.



























Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/requitanicole
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
We dispute closed/negative accounts only.
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.
If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
Please allow 1-2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies (please allow 3-5 business days during a sale). Once they are delivered to them, processing time starts!
On average, the program runs through 6 rounds, with about 35–40 days between each round, so the full process typically takes around 7–8 months. Most clients start seeing results within the first 30–60 days, sometimes even sooner.
We’ll do everything we can to challenge and improve what’s on your report, and keep you updated every step of the way.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.


Empowering individuals and families to improve their credit, strengthen their finances, and build lasting legacies.
Email: [email protected]
Phone: 689-318-4664
Address: 3288 Country Walk Club Circle, Winter Haven, FL 33881
© 2026 Luxury Elite Solutions. All Rights Reserved.
Disclaimer: Results vary by client. We do not guarantee specific credit-score increases or deletions. Luxury Elite Solutions is not a law firm and does not provide legal advice.